Build on Your Land

Starting at $236,500 When building on buyer-owned land, the base price does not include items such as land, permits, excavation, grading, clearing, landscaping, driveways, sidewalks, utilities, or travel fee (if applicable). A Project Manager will visit your homesite to review details and provide a quote. This visit is free with no obligation.
2 - 6 beds
2 - 5.5 baths
1,385 - 4,626 square feet

About Build on Your Land

Build a new home designed around your lifestyle and vision with S&A Homes' Build on Your Land program. Whether you own property or are searching for a homesite in Central or South-Central Pennsylvania, our team makes the process straightforward. We help buyers evaluate land, customize designs with flexible floor plans, and deliver energy-efficient homes that fit modern family life. With decades of local expertise, S&A Homes offers a streamlined building experience, combining modern design with quality craftsmanship that defines every S&A home.

What You Get

  • Free on-site consultation with a project manager.
  • Personalized solutions based on your specific piece of land.
  • Full disclosure of home building schedule prior to purchase.
  • Financing Solutions for those who have equity tied up in their land.
  • Project Manager will oversee the entire building process from beginning to end.

“The end-to-end project management service that S&A offered us was a huge help!”

Ashleigh & Dustin | State College, PA

Where We Build

Central PA Counties

  • Bedford
  • Blair
  • Cambria
  • Centre
  • Clearfield
  • Clinton
  • Huntingdon
  • Indiana
  • Jefferson
  • Juniata
  • Mifflin
  • Somerset

South Central PA Counties

  • Adams
  • Cumberland
  • Dauphin
  • Franklin
  • Fulton
  • Perry
  • York

*Contact us to confirm if your land is within our building range. Active building range may vary and may include only portions of counties listed above.

Map image of sales center locations in Duncansville, State College, Shippensburg, and Biglerville

Sales Center Locations

Biglerville

12 Kristi Lane
Biglerville, PA 17307

Duncansville

1522 Plank Road
Duncansville, PA 16635

Shippensburg

300 Amberleigh Lane
Shippensburg, PA 17257

State College

800 Science Park Road
State College, PA 16803

Have Questions? Ask Jason and Brandy!

Call or Text us at (814) 501-4996

Jason and Brandy pictured from the S&A Sales team

Schedule a Free Consultation

Meet with our local experts to get a quote for building a new home on your land.



The Process

Just because you want to build on your own piece of ground doesn’t mean you should settle for an overwhelming process with an expensive custom builder. Here at S&A Homes nearly 25% of the homes we sell are to those who already own their own land. Our Build On Your Land program is simple, affordable and stress-free.

FAQs

What is “Build on Your Lot” construction?
Our Build on Your Land program allows you to choose from a wide variety of S&A Homes floorplans to build on your land. Simply purchase a piece of land in your desired location and we will build your dream home on that land! S&A Homes strives to provide the best, most complete service for homebuyers who build on their own land, just as we do for homebuyers in our developed communities. In that spirit, we oversee every single aspect of construction, including getting bids from sub-contractors and overseeing their work. While we take care of the business of building your home, your only job is to prepare to move into the home of your dreams in the exact place you want to be.
Do I need to own land before visiting an S&A Homes design center?
Definitely not - our team is happy to help you get started even before you identify a piece of land. We will walk you through what to expect, provide you with more detailed price information, and help point you in the right direction on how to find land. If you find a piece of land you like (and have not yet purchased), our Project Manager will visit the land with you in order to provide an estimate on site costs. This visit is free of charge and requires no commitment from you.
What is not included in the above base prices?
The base prices listed above include the cost of the finished home only. (see the “included features” section above for a complete list) Since every piece of land is unique, these prices do not include items such as the cost of land, modifications to the land, permits, utilities, site work, landscaping, driveways & sidewalks, etc. Once our Project Manager visits your land, we’ll give you a free estimate of these costs.
Can I personalize my new S&A Home?
Yes! S&A Homes offers a wide variety of personalization options including exterior and interior design selections. Our floorplans also offer a multitude of structural options that extend square footage, modify living spaces, and more. Our Sales Representatives are trained to help you make the best design decisions for your new home, and will work with you one-on-one to ensure that no detail is left uncovered.
Does S&A Homes provide a complete estimate of costs up front?
Yes- prior to purchase, and after the free site visit, your Sales Representative and Project Manager will work together to deliver a cost estimate. Your estimate will include the cost of your home with all selected options and land-related expenses based on site conditions, local codes and availability of utilities.
Will I need a construction loan?
Yes, you will need a construction loan when building on your own land. In order to make the financing process easier, S&A Homes collaborates with a network of trusted lenders who specialize in construction loans. These lenders offer streamlined financing solutions that convert to traditional mortgage loans at settlement. If you already own land, you can use your land equity toward a down payment.
How do I speak to a Sales Representative about building on my land?
To speak with an S&A Sales Representative, visit the Contact Us section on the [Build on Your Land](/build-on-your-land) page. From there, you can send a message through our contact form, or call or text us directly.

Have Questions? Ask Jason and Brandy!

Call or Text us at (814) 501-4996

Jason and Brandy pictured from the S&A Sales team

Contact Us

Schedule a Visit

Meet with our local experts to get a quote for building a new home on your land.


Schedule a Visit

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