3% Co-op From S&A Homes

Realtors: Have your commissions been cut? In this highly competitive market many co-op agents are only being offered 2 – 2.5% commission, but not at S&A Homes! We recognize that Realtors are our best partners and our relationship with you is one of our strongest assets. That is why S&A Homes has committed to offering a 3% co-op commission. Yes, 3% on each and every sale.

And, there is really only one rule. You must accompany your buyer on their first visit and register them at the community they purchase in. After that, you are welcome to participate as much as you want, or as little. The S&A Homes sales team is fully equipped to handle your buyer through the selection process and all the way to the closing table. If you have somethingcome up and can’t make closing, no problem. Think of us as an extension of your sales team, now your buyer has two people to help them with the process of purchasing a new home.

S&A Homes would love to work with you and your new home buyers. With 65 communities throughout Pennsylvania, West Virginia and Maryland, we have lots of desirable locations, as well as affordable homes. And, our homes are Read More


USDA Financing – It’s Back!

When the USDA announced in June that it was no longer extending loans to first-time homebuyers, the grumblings from S&A Sales Consultants and homebuyers alike could be heard throughout the states of Pennsylvania and West Virginia.   After all, USDA financing is the only program that allows first time buyers to purchase a home with NO MONEY DOWN.

So, imagine the exclamations of delight when we learned that USDA Financing is back and better than ever!  There are several benefits to purchasers, but the biggest bang for a first-time buyer is their ability to take advantage of the best home pricing and the lowest interest rates in recorded history. Here are just some of the main features of the USDA program:

• 100% Financing allowed, requiring no money out of pocket for down payment.
• Unlike FHA Financing, no monthly Mortgage Insurance Premiums apply.
• Gift money can be used for closing costs.
• Closing Costs can be rolled into purchase price if appraisal values support doing so and/or seller’s contributions are allowable up to 6%.
• Interest Rates are competitive with Conventional & FHA Rates.

To show the power of this program, take our Bennett Run community in York, PA as an example.

• Brookfield Townhome Price: $129,900
• Bennett Run Current Promotion: $5,000 Sellers Contribution to Closing Costs, with the additional $1,702 financed. Read More


S&A Shows Commitment to Homeowner

Scott, a new home owner in Harrisburg, PAThis second experience of house building with S&A Homes has shown once again their commitment and dedication to the homeowner and their family.  Everyone is a pleasure to work with and they always make sure my questions and concerns are addressed in an efficient and timely manner.  I would give any of my family and friends a solid reference for this company for consideration of the construction of their new house.

Scott – Harrisburg


Quality Products, Staff Deliver Perfect Home

Alex & Anna, new home owners in Pittsburgh, PAOur experience with our new S&A Home surpassed expectations and we see the quality in the home on a daily basis. S&A differentiates themselves by selecting the highest quality products and by hiring exceptional contractors, sales & staff that were knowledgeable and easy to work with.  We realize the value in the ENERGY STAR™ home in our monthly utility bills.  The Cobblestone community was the ideal location, but S&A delivered the perfect home.

Alex & Anna – Pittsburgh


Pittsburgh Residents Can Have It All

Situated on the banks of the Ohio River, just 20 minutes from downtown Pittsburgh, lies the quaint village of Sewickley, PA.  With history dating back to the revolutionary war times, the town evokes images of yesteryear.  From its tree-lined streets to the Tudor-style architecture that dots the downtown landscape, Sewickley is home to many community events including the upcoming Annual Fall Gallery Walk.  Sewickley is also located in the renowned Quaker Valley School District, whose high school was ranked in the top 2% nationwide by U.S. News in 2006.   It is not often that residents are able to purchase an affordable brand new home in an area so steeped in history, culture & education.

This week, S&A Homes will officially begin selling luxury single-family homes from the $410’s in its brand new community, The Woods of Sewickley.  The wooded enclave will feature 37 ½ acre home sites in a stunning, wooded Read More


Are You Sitting on the Fence?

The never ending stream of conflicting news reports on the state of housing today has left many potential home purchasers sitting on the fence, trying to make heads or tails of the real estate market.  The news headlines say it all.  Two headlines that appeared next to one another on the Yahoo Finance News Page on August 31st read ‘Home Prices Rise 4.4% in June’ and ‘Home Prices Probably Cooled, Consumer Sentiment Languished’.  An oxymoron of sorts, this is just one example of why some potential homebuyers are afraid to make a move.

However, it is Time’s recent news story, ‘Rethinking Home Ownership‘, published on September 6th that has really stirred the pot.  The article claims that home ownership is dramatically overrated and gives examples like the fact that the average homeowner ONLY receives an additional $542 on their tax refund compared to renters (never mind the hundreds and thousands of dollars that go towards one’s principal investment each month, since that is not discussed in the article).  The article also claims that home expenses are ongoing and expensive to homeowners.

The opinions outlined in this article are tough for a company like S&A Homes to swallow.  Our energy efficient homes save our average homeowner hundreds to thousands of dollars a year in utility savings alone because of our ability to far surpass even ENERGY STAR™ standards.  Compare that to the average utility bill for a renter that has no say in the type of energy system, insulation or lighting they pay for.

Our average purchaser is able to sock away $400 out of the gates towards their principal investment and that amount goes up every month over the life of the loan.  For Read More


Get $500 from S&A Homes When You Refer a Friend

home buyer referral programIt seems that we are all looking for a little extra cash these days! From joining online coupon sites to looking for deals at local restaurants, every little bit helps. S&A Homes even has a way for you to put a little extra green in your pocket, and it’s easy.

Anyone who brings a home buyer to S&A Homes will receive $500 if the friend purchases a new home from S&A Homes. What’s the catch? Well that’s simple. The $500 is payable at closing and your friend must mention the referral the very first visit or bring in the referral card.

Don’t you know someone looking for a new home? With 65 communities throughout Pennsylvania, West Virginia and Maryland, S&A Homes offers Read More


Amesbury Floorplans, Everything a Homeowner Could Want

Carved into the side of the mountain and nestled in the trees in Chambersburg, Pa. is the tucked away S&A Homes community of Eagle Rock. This beautiful neighborhood provides homeowners with the privacy of large 1/3 to 1/2 acre lots and features home packages that start in the $220,000s.

Inside Eagle Rock, you’ll find many home plans to choose from including the popular Amesbury floorplan. This plan has everything a homeowner could want in 2,700 square-foot house. Some of the amazing features this four bedroom plan includes are a first floor study, back-to-back living room and dining room providing a flow that is perfect for entertaining, a spacious kitchen that opens to the family room, a large, two-story foyer and hardwood floors in the foyer. Best of all, home buyers know that this is an energy efficient home because of its Energy Star certification.

Eagle Rock is conveniently located near I-81, shopping and dining at Read More


No Limit to S&A Advantage Days Savings

Let’s face it: in today’s economy everyone is doing what they can to save money.  Cutting coupons, eating at home, and skipping vacations have become the norm this day in age.   After all, saving a few hundred dollars a month can go a long way towards building a nest egg.

But what if you could save $30,000, or even $50,000?  And, you’ll save even more over the life of your home because S&A Homes builds energy efficient homes that save you green every month. With S&A Homes, there is no limit to what you are able to save with S&A Advantage Days, the company’s BIGGEST SALE EVER.  Every to-be-built home in every community is discounted 10%*.    That means no skipping corners – the 10% is based off of a homebuyer’s FINAL purchase Read More


Energy Efficient? Prove It!

This day and age,  it seems like everyone is jumping on the energy efficiency bandwagon.  The label is not reserved for just cars and homes anymore.  TVs, lightbulbs, gas grills – you name it; if it uses energy, then marketers want to brand it ‘energy efficient.’

As a consumer, it can be difficult to navigate this new realm – how do you know a brand’s claims are for real?  Well, when it comes to energy efficient new homes, there is no better way than the use of thermal imaging.

What is thermal imaging?  Essentially, it is a picture taken of the home that identifies any air leaks. The majority of heating inefficiencies in homes result from air leaks from improperly sealed its windows, ductwork and entry points for mechanicals.

The two images shown were taken by an independent third party energy-rater in the same neighborhood at the same time.  The first image to the left, which is made up of mostly pinks and purples, is the S&A E-Home.  While some heat is lost through the studs, the majority of the heat is contained within the home as indicated by the shades of pink. Read More