To Rise or Not To Rise?

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Interest Rates That’s the big question when it comes to interest rates.  For years we have been hearing about interest rates rising, and despite the ongoing threats, they have remained fairly flat.  Previous chatter about interest rate hikes, however, came at a time of turmoil in the U.S. markets when weak housing and job markets were the main headline makers. The big question for 2015 and specifically for anyone thinking of purchasing a home this year is whether or not those significant interest rate hikes may actually take effect this year. Read More→

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Family Room in New Stonefield Model Those who missed out on last week’s Grand Opening of our new Stonefield model home in the Amesbury community located in the heart of Lower Paxton Township just outside of Harrisburg, PA shouldn’t fret.   Due to last week’s snowy weather, the Grand Opening of our new model home will be held THIS weekend from noon to 5 p.m. each day. Read More→

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Couple signing fha loanGreat news for first time buyers!  Anyone thinking about their first home purchase has surely come across information for FHA home loans.  FHA financing provides a gateway for purchasers to secure a home with a loan amount up to $271,050 (in most PA and WV counties for a single family home) without having to save up 20 percent for a down payment.  For just 3.5 percent down, purchasers can enjoy home ownership in competitive loan programs that include 30-year fixed rates starting as low as 3.25 percent! Read More→

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Franklin SquareChambersburg may not have the size and breadth of a large city, but to those familiar with the I-81 corridor, the town is synonymous with charm, recreation and serving as a commuting gateway to both Hagerstown, MD and the Carlisle & Harrisburg, PA areas.

Choosing to build a home in Chambersburg is an investment proven to pay off, and the result of the area’s popularity is that some of the most sought after communities are now selling out.  One of those communities, Franklin Square, fits into that category. The community is popular because of its large home sites ranging from 1/3 acre to ½ acre and also the variety of different floor plans available. Read More→

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Home at Newbury

This is a quick delivery home from Newbury.

Most people have video game consoles and Frozen™ dolls on their holiday list this year, but for those of you wanting to shoot just a bit bigger, there are few times that are better to purchase a new home than in December. S&A Homes is ready to help with year-end discounts and in some cases, ultra-convenient 100 percent financing programs.

If you are interested in a new home in Pittsburgh, PA, check out our two estate-sized homes located in Wexford, PA and Moon Township, PA.  Both offer luxurious upgrades like granite countertops, stone exteriors, hardwood flooring and upgraded kitchens.  Those seeking a lower maintenance option should

Kitchen at English Farms

This is a quick delivery home in English Farms (outside of Pittsburgh in Wexford, PA).

consider a ranch home in the popular Piatt Estates community.  And we have many beautiful Craftsman-style homes ready for immediate move-in in the Venango Trails and Newbury communities which have proven to be amongst Pittsburgh’s hottest selling neighborhoods.

For those who may be considering real estate in State College, PA, we currently have several homes under construction in our most popular new home communities such as Hunter’s Chase and The Landings, both of which are located just two miles from the Penn State Campus and attractively priced from the $200,000s.

Home at Stonehedge

This is a quick delivery home in Stonehedge, priced for $199,900, in Carlisle, PA.

Those along the I-81 corridor don’t need to miss out either.  We have several maintenance-free first floor living options near downtown Carlisle at Stonehedge, and other homes under construction in our Deatrick Village neighborhood located in Gettysburg, PA.

For a complete list of all of our quick-delivery homes complete with photo galleries and virtual tours, please visit us at www.sahomebuilder.com or call us at 1-888-SAHome1.

Adopt a Dog EventMaybe you recently purchased an S&A Home. Or, you could be looking for a new one.  Whatever your housing situation, what could possibly be a happier addition to your home than a furry friend? While adopting a dog is not a decision to be made lightly, for those who do know they want to add to their family, there is no better time to do so than at our Adopt-A-Dog event that is being held in our Pahagaco Hills community this Saturday from 10 a.m. to 3 p.m.

Not only will you have the opportunity to meet with many of the adoptable dogs that are currently available at the PA Caring for K-9s Animal Shelter (PACK-9), but you will have a chance to give back. Bring in a donation for PACK-9 such as a dog leash, collar, food or even a cash donation, and your name will be entered to win a $100 Target gift card!   Read More→

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S&A homeIf you are looking for a move-in ready low-maintenance home in Harrisburg, Carlisle or Gettysburg, you are in luck. Between now and November 17, select homes in our Amesbury, Stonehedge and Cannon Ridge communities are offering limited time discounts ranging from $2,500 to $5,000 on top of the lowest prices of the year.

Each of the three homes is located close to area roadways and is convenient to the area’s premiere shopping and dining destinations.

The first home, located in Harrisburg’s most popular 55+ community, Amesbury, is being offered for just $245,900 and offers countless luxuries such as hardwood flooring, granite countertops, upgraded appliances, a first floor owner’s suite, 9’ ceilings and many more upgrades in addition to three bedrooms and two-and-a-half baths. Better yet, the home is maintenance-free and residents enjoy snow-removal services and access to the Lower Paxton Friendship Center, which is just next door. Read More→

Venango Trails home

Venango Trails Home – Located in the North Allegheny School District

When you think about purchasing a new home, what pops up on the top of your needs list? Is it purely space? Land? How about school district?

For a growing number of families with school-aged children, finding the right school often tops the list, trumping almost all other factors. But where can you find more information about which schools will really fit your needs? We really like https://k12.niche.com. This innovative website goes way beyond just academics when weighing the best of the best.   Read More→

HalloweenWith Halloween right around the corner, there is only one weekend left to cram in the fall activities. Chances are you’ve already hit up the pumpkin patch and apple picking by now. So what’s left of the best of the best? Lucky for you, we’ve summed it all up in this handy little guide in four of the Pennsylvania areas where we build new homes. Happy haunting!

Pittsburgh –During the 6th annual Halloween Mayhem at the Kelly Strayhorn Theater, close to Shadyside in Downtown Pittsburgh, the whole family can get their fill of fun.  Between zombies, puppet shows, costume parties, music and more, there is no reason to miss out on the fun on October 25 at noon.

Altoona – Well, you may have already missed the Yuengling Oktoberfest earlier in the month, (boo!) but that doesn’t mean you missed out on the fun.  On Saturday, October 25 the Altoona area has so much going on; there is no reason not to partake in the festivities. Catch a traditional Halloween Parade in Hollidaysburg at 4 p.m. or enjoy a creepy haunted maze and ghost stories at the Royer Mansion at 7 p.m. Warning, the haunted mansion is not for younger kids!

State College – Why not head up to Penn’s Cave and join in some eerie family fun while you explore a 4,800 sq. ft. dimly lit maze? Or perhaps explore the stalactites and stalactites with nothing but the flashlight on your helmet? You can do all this and more at Penn’s Cave this weekend. If you are looking to stick closer to home, enjoy Greek Trick or Treat on the Penn State Campus and then wrap up the day with a traditional Halloween costume parade in Downtown State College on October 26.

Gettysburg – Everyone knows that Gettysburg is already ranked as one of the top haunts for ghosts right? So, it’s probably not a surprise that there are a plethora of special ghost tours being offered at this time of year. Depending on your tolerance level for scariness, chances are there’s a tour for you! Check them all out here.

Buy vs. RentChoosing whether to purchase a home or rent one is a tricky question that doesn’t always have a universal answer. The geographic area you live in, the loan programs available, interest rates and of course housing prices all play a role in the answer. Wouldn’t it be great to have an online tool that removes all of the guesswork and can help those contemplating a home purchase figure out the answer?

Thanks to Trulia, one of the largest online real estate listing sites, you no longer have to run the numbers yourself. The real estate giant has come up with an interactive map that rates the nation’s major metros and shows whether renting or owning is the best financial option. Not only can you hover over different cities to see where buying is a value, but you can use the interactive tools to guesstimate based upon your proposed down payment and how long you plan to live in the home. It even takes your tax deductions into account. Read More→

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