# Build On Your Land | S&A Homes Build On Your Land Build your new home on your own land with S&A Homes. Explore plans and pricing, get a quote, and learn how our proven process works from start to finish. ## Frequently Asked Questions ### What is “Build on Your Lot” construction? Our Build on Your Land program allows you to choose from a wide variety of S&A Homes floorplans to build on your land. Simply purchase a piece of land in your desired location and we will build your dream home on that land! S&A Homes strives to provide the best, most complete service for homebuyers who build on their own land, just as we do for homebuyers in our developed communities. In that spirit, we oversee every single aspect of construction, including getting bids from sub-contractors and overseeing their work. While we take care of the business of building your home, your only job is to prepare to move into the home of your dreams in the exact place you want to be. ### Do I need to own land before visiting an S&A Homes design center? Definitely not - our team is happy to help you get started even before you identify a piece of land. We will walk you through what to expect, provide you with more detailed price information, and help point you in the right direction on how to find land. If you find a piece of land you like (and have not yet purchased), our Project Manager will visit the land with you in order to provide an estimate on site costs. This visit is free of charge and requires no commitment from you. ### What is not included in the above base prices? The base prices listed above include the cost of the finished home only. (see the “included features” section above for a complete list) Since every piece of land is unique, these prices do not include items such as the cost of land, modifications to the land, permits, utilities, site work, landscaping, driveways & sidewalks, etc. Once our Project Manager visits your land, we’ll give you a free estimate of these costs. ### Can I personalize my new S&A Home? Yes! S&A Homes offers a wide variety of personalization options including exterior and interior design selections. Our floorplans also offer a multitude of structural options that extend square footage, modify living spaces, and more. Our Sales Representatives are trained to help you make the best design decisions for your new home, and will work with you one-on-one to ensure that no detail is left uncovered. ### Does S&A Homes provide a complete estimate of costs up front? Yes- prior to purchase, and after the free site visit, your Sales Representative and Project Manager will work together to deliver a cost estimate. Your estimate will include the cost of your home with all selected options and land-related expenses based on site conditions, local codes and availability of utilities. ### Will I need a construction loan? Yes, you will need a construction loan when building on your own land. In order to make the financing process easier, S&A Homes collaborates with a network of trusted lenders who specialize in construction loans. These lenders offer streamlined financing solutions that convert to traditional mortgage loans at settlement. If you already own land, you can use your land equity toward a down payment. ### How do I speak to a Sales Representative about building on my land? To speak with an S&A Sales Representative, visit the Contact Us section on the [Build on Your Land](/build-on-your-land) page. From there, you can send a message through our contact form, or call or text us directly. ## Related links - [View this page](https://www.sahomebuilder.com/build-on-your-land) - [Design Center](https://www.sahomebuilder.com/design-center) - [How We Build](https://www.sahomebuilder.com/how-we-build) - [Contact us / request info](https://www.sahomebuilder.com/contact-us) Canonical URL: https://www.sahomebuilder.com/build-on-your-land